Formerly Factory Mutual or FM. A U.S.-based insurance company that specializes in loss prevention services. The company employs a business model which determines risk and premiums through engineering analysis as opposed to historically based calculations.
See also: FM APPROVALS
SPFA believes that the path to a healthful, safe, high-quality and performing SPF installation travels through the hands of a knowledgeable, trained, experienced, and ideally PCP-certified professional contractor.